AWN Running a livestock business means working in a fast-moving environment. Markets shift, seasons change, and opportunities often appear without warning.
To help producers act with confidence, AWN now offers Livestock Finance and Deferred Terms that support growth, strengthen cash flow, and give clients access to practical funding when it is needed most.
These finance options are designed to work with the natural flow of livestock and wool operations. Repayments align with income cycles, approvals are fast, and each solution is structured to support long-term business goals.
Why Choose AWN Finance?
Seize every opportunity with AWN’s tailored finance solutions. AWN offers simple loans, not bailment agreements, which means you own the livestock and maintain full control of your accounting.
Strengthen your operation with finance that supports
- Cattle, sheep, and lambs
- Trading and backgrounding
- Feedlotting cattle and lambs, including financing feed costs
- Breeding cows and ewes
- Stud stock
- Dairy cows
- Cash advances against existing livestock to optimise value and provide working capital
- Wool advances
Benefit from fast approvals, usually within 48 hours, and flexible repayments that align with your sales.
Industry Insight
Tim Pryor, AWN General Manager – North:
“The season is very patchy, and we’re entering a period where flexibility matters. It could go both ways at the moment. If conditions remain dry or volatile, access to flexible working capital can help carry stock to optimal weights through supplementary feeding or lot-finishing strategies. We could do this by advancing cash against a producer’s own livestock. On the other hand, if seasonal conditions improve, being ready to act on restocking or strategic purchases will be critical as supply tightens.”
Explore Our Flexible Finance Solutions Available
Livestock Trading Finance
Livestock Trading Finance helps producers increase trading power, secure livestock quickly, and manage cash flow with confidence.
How Livestock Trading works
- An overarching Livestock Facility Limit is provided*
- Livestock are purchased through your AWN agent
- Invoices are settled using loan drawdowns from the facility
- Deferred terms are available for up to 12 months
- Interest is calculated daily and capitalised monthly
- Interest is payable upon livestock sale or loan maturity
- Profits are progressively paid out as livestock are sold
Wool Advances
Wool Advances give growers access to working capital ahead of shearing or while wool is in store. This lets you plan sales based on market conditions rather than immediate cashflow needs.
How Wool Advances works
- An overarching Facility Limit is provided*
- Advances can be made up to 6 months before shearing
- Interest accrues until wool is sold or placed in store
- Wool in store can be financed on up to 12-month terms, with interest direct debited monthly
- Working capital can be accessed to help manage cash flow
- Wool can be marketed and sold at a time that suits your business
Breeder Finance
Breeder Finance is ideal for producers wanting to build herd or flock numbers with a structure that supports long-term breeding strategies.
How Breeder Finance works
- An overarching Livestock Facility Limit is provided*
- Livestock are purchased through your AWN agent
- Invoices are settled via loan drawdowns
- Cattle funding terms are available for up to 5 years
- Sheep funding terms are available for up to 3 years
- Interest is calculated daily and paid monthly
- Principal is paid as a yearly lump sum during peak income periods
Feed Advances
Feed Advances support producers managing livestock already in their operation. This solution helps cover feeding costs so animals maintain growth and performance.
How Feed Advances works
Flexible funding that aims at releasing equity in existing livestock by advancing cash up to current market values, allowing you to further value add.
- Same terms as Trading Finance
- Supports feedlotting cattle and lambs
- Supports backgrounding or paddock feeding to value add
- Can support wider working capital requirements also
Take the Next Step with AWN Livestock Finance
Offering Livestock Trading Finance, Wool Advances, Breeder Finance, and Feed Advances. We will work with you to find a tailored finance solution that fits your needs.
To learn more and begin your application, email finance@awn.net or call (02) 9912 6222.